government or the federal Medicare program. POS insurance plans are not as cheap as HMO plans, but they are not as restrictive either, providing a degree of flexibility in that you can go out of network for care but at a higher price. Medicare Supplement insurance plans are not linked with or sanctioned by the U.S. A licensed insurance agent/producer or insurance company will contact you. This communication’s purpose is insurance solicitation. We recommend consulting with your medical provider regarding diagnosis or treatment, including choices about changes to medication, treatments, diets, daily routines, or exercise. The government Medicare site is This website and its contents are for informational purposes only and should not be a substitute for experienced medical advice. is a non-government asset for people on Medicare, providing resources in easy to understand format. , DBA of Health Insurance Associates LLC, is privately owned and operated. Please contact or 1-800-MEDICARE to get information on all of your options. Any information we provide is limited to those plans we do offer in your area. We do not offer every plan available in your area.

Special Enrollment Periods are also available if a 5-Star Medicare Advantage Plan becomes available in your area.

If you’ve recently moved to the San Antonio area or experienced a major life change, you might also be eligible for a Special Enrollment Period (SEP). If you wish to change your Medicare plan or enroll in a different Medicare Advantage plan, you can do so during the Open Enrollment Period (OEP) from January 1 to March 31 each year. If you have missed your IEP, you can also enroll in Medicare during the Annual Enrollment Period (AEP), which runs from October 15 – November 7 each year. The three months before and after your birth month, along with your birth month itself, form an Initial Enrollment Period (IEP). You become eligible to enroll in Medicare when you first turn 65 or otherwise become eligible for Medicare. You might also be eligible to enroll if you are turning 65, or meet other criteria. Have you recently moved to the San Antonio, TX area? If so, you may be eligible for a Special Enrollment Period (SEP).

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